Hi Guys. I was trying to see if anyone knew about this subject to do with outstanding debts and process servers.
Essentially, I have a protagonist who's father is in major debt. He's taken out a second mortgage on his home as well as the junkyard he owns to raise some instant cash a long time ago. If he wasn't able to repay those debts for a long time, would a debt collector ever be able to take him to court? Also, if that was possible, would they need a process server to deliver the summons?
I'm asking because I need a reason for a debt collector to show up at her family's junkyard and wondered whether there was any legal scenario where this would realistically happen.
Thanks a lot for your help.